| Eligible | Peoples engaged in traders and business activities |
| Purpose | To fulfill the needs of working capital requirement of the concern. |
| Loan Amount Ceiling | As per the credit exposure norms. |
| Loan Tenure | 1 Year subject to renewal of account. |
| Analysis of working capital | Calculation of working capital finance is asper Recommendation by NAIK Committee. |
| Margin of borrower | 25% of total working capital/ current assets (including debtors of 12 month) |
| Security |
(i) Collateral Security subject to the required of Sanctioned limit. (ii) Two guarantors having income in relevant to the sanction loan Amount. |
| Documentation required | As per the requirement in the loan file check list. |
